Terms of Service
1. Acceptance of Terms
The website located at https://healthquotepros.click is a copyrighted work belonging to Health Quote Pros. Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.
THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SITE. BY ACCESSING OR USING THE SITE, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY OR OTHER PERSON THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS. YOU MAY NOT ACCESS OR USE THE SITE IF YOU ARE UNDER 18 YEARS OLD OR DO NOT RESIDE IN THE UNITED STATES.
THESE TERMS REQUIRE ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, AND LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.
2. Important Information
https://healthquotepros.click is operated by Health Quote Pros, which is an independent broker and is not a federal or state insurance Marketplace or other government website. It does not provide access to any federal or state exchange. Health Quote Pros is a licensed insurance agency. Invitations for application for health insurance are made through Health Quote Pros only where licensed and appointed. License numbers are available upon request and are provided where required by law.
This website does not provide information about specific health plans or enable visitors to obtain insurance quotes directly. However, if you provide your information and consent, we may transfer your information to insurance carriers and brokers who may contact you regarding Affordable Care Act (ACA) plans, short-term plans, medical indemnity plans, and/or healthcare sharing ministry plans. We may receive compensation for such transfers.
Advertisements on this website are placed by clients who compensate Health Quote Pros, and such compensation may affect their placement and order on the website.
https://healthquotepros.click complies with applicable federal law, including 45 CFR 155.220(c), 155.220(d), and 155.260, to ensure the privacy and security of your personally identifiable information. This site does not display a comprehensive list of all Qualified Health Plans available in your area. To view all available QHPs, visit your state's official Marketplace or healthcare.gov.
This website uses cookies and similar technologies to collect data necessary for functionality, personalization, and analytics. We share this data with our partners, who may combine it with other data you provide or they collect independently. For more details or to manage cookie preferences, see our Privacy Policy.
3. Background; Required Information
Health Quote Pros is an online resource for consumers seeking to make health insurance and other healthcare-related decisions. While we provide tools to connect users with insurance providers, we do not directly offer insurance products.
We do not guarantee the accuracy, timeliness, or completeness of information on the Site. We only facilitate connections with Network Partners who may provide such services.
4. Access to the Site
License: We grant you a non-transferable, non-exclusive, revocable, limited license to use the Site for personal, non-commercial purposes.
Restrictions: You may not reproduce, sell, lease, modify, reverse engineer, or commercially exploit any part of the Site.
Ownership: All content (excluding user-submitted content) belongs to Health Quote Pros and its suppliers. Any data you provide becomes our property.
5. User Content
You are solely responsible for your submissions and grant Health Quote Pros a royalty-free, worldwide license to display them on the Site.
Acceptable Use: You agree not to distribute unlawful content, spam, or scrape user data from the Site.
6. Privacy Policy
Your use of our service is governed by our Privacy Policy. By using the Site, you consent to how we collect and use your information.
7. Indemnification
You agree to indemnify Health Quote Pros against any claims arising from your violation of these Terms or any applicable laws.
8. Third-Party Links and Ads
Health Quote Pros is not responsible for the content or practices of third-party websites, services, or ads displayed through the Site.
9. Disclaimer
THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE SITE WILL BE ERROR-FREE, VIRUS-FREE, OR UNINTERRUPTED.
10. Limitation of Liability
To the extent permitted by law, Health Quote Pros will not be liable for any indirect or consequential damages arising from your use of the Site.
11. Termination
We reserve the right to terminate your access to the Site at any time for any reason. Upon termination, your rights to use the Site will immediately cease.
12. General Terms
These Terms represent the entire agreement between you and Health Quote Pros regarding your use of the Site. Failure to enforce any provision is not a waiver of our rights.
Electronic communications with us are valid as written communications for legal purposes.
13. Dispute Resolution
Any dispute will be resolved by individual arbitration. You waive any right to bring class actions or jury trials against Health Quote Pros or its Network Partners.
14. Contact Us
Email: support@HealthQuotePros.com
Phone: 680-203-6035
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